Categories for Repairing Credit

Credit Repair Scams

December 7, 2011 6:00 pm Published by

creditexperthelp.org – Credit repair scams are all over the internet. When you need honest, real help repairing your credit, and avoiding credit repair scams you need to watch this video! Not only will I answer your questions, I will show you MY credit repair results!
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what is a good starting point as far as repairing my bad credit?

December 6, 2011 6:00 am Published by

Question by benjamin linus: what is a good starting point as far as repairing my bad credit?
how do i begin? what would you do?is there a website that helps people do this?
i understand that paying my bill on time and not taking on any new debt is important. i have learned a lot from mistakes in the past. i dont need help with the present or future. how do i repair the past. is there a website that specializes in this? what would you do?

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Best answer:

Answer by Angie
First and foremost — start paying all your bills on time every month. And don’t take on any additional debt.

Know better? Leave your own answer in the comments!



I need financial help recovering from a divorce. How do i go about resolving my debt, and repairing my credit

December 4, 2011 6:00 am Published by

Question by diablo1974: I need financial help recovering from a divorce. How do i go about resolving my debt, and repairing my credit
Bankruptcy is not an option. I heard good things about Dave Ramsey….

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Best answer:

Answer by mldjay
Dave Ramsey is great. He states most people aren’t bankrupt they are just scared. You are probably a little overwhelmed with the divorce and scared.

Read his book The Total Money Makeover and start working his plan. His book is VERY easy to understand and read. He explains money and finances to normal people not in CPA language. We have been using his budget for over 1 1/2 and it is going great. We are reducing our debt and we have plans for when we are debt free.

On his website you can listen to his show (archive or live) or you can find a radio show in your area and listen. But I still suggest you get his book because all the details will be in there and if you are like us you will reference back to it when you make decisions on purchases, etc. All his forms are in the back of his book also. You can get some of the forms on his website.

Update: If you use Ramsey’s plan your credit will improve because you are paying off your debt and establishing a good payment history. That is the smartest way to do it. There isn’t a product that will automatically fix your credit rating. You will grow and mature as an adult by “pulling yourself up by your boot straps.”

Good luck!

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Ways To Get A Cleaned Credit Report?

December 1, 2011 11:23 am Published by

Every day, hundreds of people come across by themselves knee deep into credit card debts. More often than not, this has an overwhelmingly adverse impact on their economical predicament. In case you are a credit card repair counselor, you’ll discover that pretty a lot of of those persons phone or come to you trying to find a means out of their predicament. Your credit counseling task may be what they just need; thus it is actually vital which you find out how you can go about your organization to realize the very best benefits.

For a credit agent and counselor, your type of occupation may have to the touch a really delicate spot with your client’s everyday living – that is his finances. The usefulness of your companies will identify how prosperous you might be as a credit counselor. How then does one be certain that your companies are successful sufficient to your various customers?

The primary factor you must do as being a credit card personal debt counseling agent is guarantee that your customer understands what it entails to repair his credit. It is possible to only do so just after you get each of the points about his credit card scores and heritage. Make him feel comfortable making sure that he can tell you every thing you might want to know. Get started by introducing yourself, this could eliminate many of the tension between you.

The following issue which you really need to do is help him by way of the various solutions of credit card repair that he can study. Notify your shopper about various financial debt administration and payment programs which can be advantageous to him. If possible, aid him come across ways as a result of which he can reduced his rates to ensure that he can discover it simpler to spend the credit card debt. Final although not minimum, you are able to give him some economic conduite suggestions that can support him stay clear of obtaining deep into credit card debt in long run.

A lot of people possess the idea that credit counseling can be a rip-off. Ensure that that your consumer has self confidence with your providers. Carry out your credit counseling solutions within a highly professional and friendly manner. With time people today will get to find out about how efficient your solutions are therefore you might be acquiring a lot more consumers than ever before previously.

Last Suggestion: if you would like to improve your credit scores and get a cleaned credit report, it is by looking into and comparing the top credit repair services within the industry, that you just will ascertain the one that meets your distinct money circumstance, as well as the no cost trial gives you and more affordable price ranges offered thereafter. Nonetheless, it truly is sensible likely having a trusted and reputable credit repair company, you’ll help you save time and money by acquiring greater results in a shorter span of time.

Want to find out more about Credit Repair, then visit Barbara W. Davis’ site on how to choose the best New Credit File for your needs.