Categories for Repairing Credit

When repairing your credit which type of credit card is better?

March 29, 2011 5:00 pm Published by

Question by SoCalGal75: When repairing your credit which type of credit card is better?
A secured credit card or a unsecured credit card? From my experience, I got an unsecured card which started out with a $ 250 credit limit and also had a fee for obtaining the card. Within a year the credit limit went up to $ 900 then I cancelled it when better offers came in % wise. That was a good start for me. But my bro-in-law is asking about secured credit cards? Which is better and will they both help rebuild your credit in the same way?

Fast Credit Repair
Best answer:

Answer by ThatGuy!
I’d go with an unsecured card, but what really would make the difference is what the interest rates and fees are.

Just make sure whatever you get reports your payments to the credit bureau, and you don’t end up getting a pre-paid card.

Look here.

http://www.thecreditcardtorebuildcredit.com/categories/bad_credit_credit_cards

Add your own answer in the comments!



Repairing credits in an easier way

March 22, 2011 5:00 pm Published by

Repairing credits in an easier way

No one this world can do all the work in this world by himself or herself. All of us need help. Help that has to be provide in one form of other. People are social animals. That leaves them with the fact that they have to believe their other members of the co species. This is a thought of our life, which is not known, to many and even if it is known many are not following.

This is the reason that many people in the world are still poor. This is the reason that there is not a stable structure of life in any continent. We people has to live with the thought that all the people are our family and are like us having the right to enjoy what ever we do and feel.

There have been cheats and other crimes that go around the globe for this factor of survival in the region. All people don’t have the right to access lots of money. The fact of this urge has led the people to borrow money. This is the place were credit comes to place. The money that he has borrowed is known as the money got on credit. This money is money that has to be re-paid and on some particular amount of interest too. This has to be in the contract and the same amount of interest has to be collected by these people.

But due to some unavoidable circumstances people require more time than usual. The providers on credit do not accept the terms and in this situation a helper is what all required. Such a guy is the 4bestrate. They have the providers of such help in the history of people for a long time. The benefices by this group are many. They provide credit repairs in the fastest manner and the best possible way that can be done. The fear of cheats can be left in their case as they are the providers of help for long period now and the persons are many who are the benefices. They have a wide no of features to their credit. The home loans they provide are the minimum in all the area. The procedure of transaction they take is within minutes and the process is the most secure that any one can think of. This is due to the fact that they have a bunch of highly resourceful persons in hand. They also provide the mortgage calculator to all the customers who come for mortgage and they can find the amount. This is revolutionary idea which everyone is facing now. They also provide help in free credit report writing. And main thing is that they do all this with a smile. 

Fast Credit Repair

The article about home loans & credit cards is written by author Douglas Evan

Article from articlesbase.com



Debt Management Tips : How to Repair a Bad Credit History

March 19, 2011 5:00 am Published by

Repairing bad credit starts by contacting the credit bureaus and having duplicate or old information removed from a credit report. Fix low credit scores and reports by working with creditors and credit agencies with advice from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey
Fast Credit Repair
Video Rating: 0 / 5



Repairing my Credit – Better to have debts recalled?

March 13, 2011 5:00 pm Published by

Question by wishing_i_could_sing: Repairing my Credit – Better to have debts recalled?
I’ll be honest. I made some stupid decisions during college and have approximately $ 2000 in debt that is now being handled by collection agencies. I’m getting ready to start repairing my credit and am wondering if it would be better to try and ask the original creditors to recal the debt and pay it directly through them, or try to work with the collections agency?

Fast Credit Repair
Best answer:

Answer by Jeffrey
Original creditors will usually refuse a request to recall a charged off debt. It is just too much of a hassle for them unless the amount is huge. It doesn’t hurt to ask, but this is a long shot.

You are restricted to working with the collection agencies at this point. Just make sure you send them a debt validation letter before you pay anything. That will protect you from paying someone who doesn’t legally own your debt.

Give your answer to this question below!



Ways for You to Repair Credit

March 11, 2011 6:00 pm Published by

Ways for You to Repair Credit

It’s good for you to have fantastic credit. It’s increasingly important to have good or even great credit in order to secure a loan with good terms. Whether you are just starting out on your own or have been managing your finances for years. You should learn how to fix your credit on your own. You have the ability to repair your money problems.

To obtain your annual free credit report is the first step in repairing your credit. Once you have access to your credit reports, you should pay very close attention to verify that all of the information is correct. If you find any errors, contact the credit bureau with the error you found and any necessary paperwork substantiating your claim. The bureau will investigate the claim and correct the inaccurate information. Make sure you check your credit report after a short time to make sure the error has been corrected. Even if you have past missed or late payments do not let that discourage you. Keep current with your future payments, because the older the negative information is, the less it will impact your credit rating. Your credit score is what most institutions look at to determine your interest rate for loans and your credit-worthiness. Good payment history is likely the most important part of maintaining a good credit score.

To be aware of is what outstanding debts you have is the next thing you need to do. If you have any debts that are in collections and showing up on your credit report, pay those off. If you haven’t enough money to complete pay them off, take whatever amount you can afford and begin paying down your debt. Pay off high interest debt first. There isn’t much about your length of credit history that you can do. You can, however, establish your credit if your credit report is void of any transactions. You may need to begin with a secured loan or use collateral to acquire a small loan from your banking institution. Pay this off quickly and you will be on your way to increasing your credit rating.

There are some methods to bring in some extra money. It is good way to widdle away your debt. Once you have successfully reduced your debt and can fully concentrate on securing your financial future. They may be able to suggest long term plans for your money and investment ideas. This will help to establish a good credit history.

Fast Credit Repair

Leading eBooks Company


Click to find more about Self Credit Repair

Article from articlesbase.com