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Question by kevin m: Being on someone else Credit card can raise your Credit Score?
Ok, I added my wife to my 4yrs old high limit credit card.
Is this going to raise her credit score by just being on the credit card ?
Does she need to use the card for her to raise her score or just by being on it and me using my card and paying the bill will give her a good report and raise her score ?

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Best answer:

Answer by Ikkle Angel
no this will definately raise her credit score even if she is not using it. as long as your bills are getting paid of on time then here credit rating will improve.. dont worry i am not guessing this.. i actually use to work in a bank. and have actually asked the same question myself to my superiours.

this will actually raise her credit rating. you can even add her to your utility bills, phone bills etc and this will all help.

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