Categories for Raise Credit Score

How do I raise my credit score without a credit card?

October 27, 2011 5:00 pm Published by

Question by alfeebester: How do I raise my credit score without a credit card?
I have student loans but I am still in school and I’ve got several more years to go. I don’t want to get a credit card because I’m not sure I can trust myself with it. I have a car but it is in my dad’s name because I don’t think I have the credit to get one without a co-signer and no one is availible to cosign. Since I still live at home, how can I raise my credit score without a credit card?
I want to raise my credit to buy a house. I can’t get on anyone’s credit because they already said no.

Fast Credit Repair
Best answer:

Answer by actuatedtendancy
The question is what do you plan on buying in the next few years (a home? another car?) I just watched the film maxed-out (GREAT FILM and would recommend it to anyone living in the USA) and it explored our obssession with credit cards and debt- it also mentions how there are HEAVY inaccuracies with credit ratings and reports which are actually intentionally instituted by the creditcard companies (its a long story, but in essence credit card companies run this nation) so in reality a credit report shouldn’t have any true bearing on a persons credit, but shamefully it does- I recommend alternative credit which is more like refrences from people in your past you have made consistent payments to, who can vouch for your loan viability such as a landlord. It is more challenging to find a lender who will accept this form of a ‘credit history’ but is much more realistic since your personal credit history is bought and sold daily by a variety of different customers and is very inaccurate.

What do you think? Answer below!



Q&A: How can I raise my credit score after bankruptcy? I had a bankruptcy discharged, can I rem the accts included?

October 25, 2011 5:00 am Published by

Question by T.J: How can I raise my credit score after bankruptcy? I had a bankruptcy discharged, can I rem the accts included?
I filed for bankruptcy (chapter 7) a year ago and successfully had it discharged. I’m in teh process of rebuilding my credit and I pulled my credit report and all the creditors included in the bankruptcy have my accounts listed as “bankruptcy” which is destroying my credit score. Is there any way I can have those accounts removed since they are all closed and were included with the bankruptcy? Does anyone have any tips on rebuilding my credit? My score is currently 530 and I would like to raise it to the average but it seems like it hasn’t been going anywhere. What can I do?

Fast Credit Repair
Best answer:

Answer by KL
The key to increasing your score after bankruptcy is 1.) making sure the debts that were included ARE being shown as IN BANKRUPTCY and have a zero balance and 2.) re-establishing your credit.

The 2nd is tough and you’ll have to take on some pretty high interest rates, but it will be worth it. Start off with secured credit cards and go from there.

Know better? Leave your own answer in the comments!



New Topics Kaplan Sat Act Psat 2007 Gold Edition Compatible With Windows & Macintosh

October 20, 2011 5:00 am Published by

New Topics Kaplan Sat Act Psat 2007 Gold Edition Compatible With Windows & Macintosh

  • KAPLAN SAT ACT PSAT 2007 GOLD EDITION.
  • If you have not opened the item, you can return the product to us for refund, credit or replacement within 30 days.
  • Our effective program of practice, review, and test-taking strategies has made Higher Score SAT ACT PSAT the bestsellin.
  • You will score higher.
  • Features: Disc 1: In-depth SAT and PSAT content review, drills, strategies, and practice tests designed to help raise yo.

Disc 2: Thorough ACT content review, drills, strategies, and practice tests designed to help raise your score:Broad content review in English, Math, Reading and ScienceComplete discussion and review of each question typeComprehensive practice, featuring:8 section-length practice tests covering English, Math, Reading and Science2 full-length practice tests for the 2005-2006 ACTSystem Requirements Windows 98/Me/2000/XP Mac OS9 and OS10
Fast Credit Repair

List Price: $ 16.06

Price: $ 7.40

Find More Raise Credit Score Products



What is the fastest way to raise your credit score?

October 16, 2011 5:00 am Published by

Question by thetravelingmartins: What is the fastest way to raise your credit score?
My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be long enough to raise our credit scores? Other than paying our bills and paying off some of the balances that we owe is there another way to raise our credit scores? We plan on keeping our credit cards once we get them paid off because we were told that as long as we charge something once a month and then pay that off every month it will help with our credit score. Any other advice?

Fast Credit Repair
Best answer:

Answer by jgrantspecial
one good thing you can do is goto the bank and open a savings acct with $ 100-200. Then goto the loan officer and ask for a loan with a min. payment period of 1 year for the min loan amount. Tell them to put the loan money into your savings then freeze the money plus 2 payments of your savings. They will not turn down anyone for a loan this way. Then make double payments on time or early, but never late. Do this at 3 different banks and after they are all paid off youll have much better credit and 3 credit referals.

What do you think? Answer below!



How to raise credit score after ID theft?

October 15, 2011 5:00 am Published by

Question by 7money: How to raise credit score after ID theft?
I am a victim of 4 year long case of I.D theft. I was unable to have credit in my name during this time, as a result my credit score is very low I am 37, I do -not owe any bills. I have a low paying job no children & my car is paid for how can i raise my credit score

Fast Credit Repair
Best answer:

Answer by jessykah757
Apply for some credit cards, and only use them once for a tank of gas or something and don’t use it anymore

Add your own answer in the comments!