Categories for How to Fix Credit

Bad Credit Loans: Collateral-free Loans for Fixing Credit Problem

September 27, 2010 5:00 am Published by

Bad Credit Loans: Collateral-free Loans for Fixing Credit Problem

Having bad credit hung as a bulk is no more a new phenomenon. It has almost attained a status of trademark in the modern techno-ripen world order where people have to go beyond their legitimate limits in spending for products. This has risen up a trend of taking loans which are not so easy to repay and the obvious result comes as bad credit tracks in people’s lives. So, there should be a way to combat all these and this comes in the form of bad credit loans.

Bad Credit Loans are for the bad credit holders and these loans not only allows them to have loans, but also lets them to grab a benefit package where credit record improvement is a key feature. If you regular pay off the installments of bad credit loans, you are sure to have your credit record fairer since every regularly paid installment gets counted here, in bad credit loans.

Well, apart from the secured bad credit loans there are unsecured bad credit loans too. Secured bad credit loans require you to pledge the collateral which is the main thing working behind the cheap rates available in these loans. Unsecured bad credit loans, on the other hand, let you having loans without pledging security and hence, these types of bad credit loans are tension-free loans.

Bad credit loans are however, available online too. It is a platform which has been used by most of the lenders because of the easy loan processing here. Loans are only clicks way here and you can grab the best deals of bad credit loans without getting involved into any hassle like the leg work or paper work. Bad credit loans are specially designed for the bad credit holders and they really work to get these people off the hoof from a bad credit stint.

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Anton Gabriel is the author of this article. He aims to inform common people of the several issues involved in Adverse Credit History Loans through his articles. To find bad credit loans, bad credit unsecured loans, adverse credit history loans, unsecured loans, adverse credit tenant loans, tenant loans visit http://www.adversecredithistoryloans.org.uk/



Repair Your Credit in under 3 MINUTES!! (2010)

September 26, 2010 5:00 pm Published by

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Q&A: How do I fix credit score? ?

September 24, 2010 5:00 pm Published by

Question by silvergirl: How do I fix credit score? ?
What is the best and quickest way to fix my credit score? I plan on getting all 3 credit reports, and fixing errors. Also have items in collection due to divorce. What do I pay off 1st. Need new car and can afford monthly payment, but need to get into loan and do this 1st. Thanks in advance.

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Best answer:

Answer by Reena
Go to www.annualcreditreport.com and get your credit reports for free from all major credit bureaus.
On their website you will find the forms to dispute any entries that are incorrect.
Do yourself a favor so… don’t dispute everything in sight but only things that aren’t yours.

Paying off delinquent accounts will not take them off your report but only add the remark “paid in full” etc. to the entry.
Your credit report is a reflection of your payment history and no parts of this history will be deleted just because you made good on old debt.

Eventually old debts that aren’t kept active will fall off your credit report within 5 to 7 years.

Stay current on your active accounts and make substantial payments, not just the min. payment, and keep your credit balances low.

To get a car I would suggest you save up a nice down payment amount – this might help. You can also try to get a car loan financed thru a credit union. It helps of course to be a member of a credit union and have an active account with them.

You won’t know where you are standing until you ask a lender to pre-approve you for a car loan. Don’t get suckered into a high interest loan from a car sales man… have the loan approval before you go car shopping. That way you can’t get scammed by high interest car loans financed by the dealer ship.

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How to fix credit quick?

September 21, 2010 5:00 pm Published by

Question by junepearl80: How to fix credit quick?
I have disputed on all 3 credit bureaus, paid off collections and my score is still below 600. I want to buy a house soon, any advice?

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Best answer:

Answer by Invisigoth
if you’ve cleaned up everything else then make sure you pay all of your bills on time for the next 90 days.

simply paying your bills on time brings your rate up fairly fast.

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Q&A: How do you fix credit with cards that went to collections?

September 13, 2010 5:00 am Published by

Question by Alofa: How do you fix credit with cards that went to collections?

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Best answer:

Answer by Judy
Make a quick trip to your bookstore.
There are books on credit /debt repair in the finance section.
These books tell you step by step what to do.
If you are smart – you will get away with murder by settling the correct way.
They will teach you how to settle, negotiate like a pro.

When you settle, for instance, the books will tell you to request a letter.
They will tell you not to send a check or give them access to your credit card information.

Do not ever pay anyone for help for this.
The books are easy to understand and don’t charge you thousands like these con-artist companies do.
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