Categories for How to Fix Credit

How To Fix Your Credit Score Quickly and Easily

July 29, 2011 5:00 am Published by

How To Fix Your Credit Score Quickly and Easily

Accumulating credits have never been a good practice. If someone is feeding you the notion that credits are okay, that it is now an accepted part of finances and a very common practice then stay as far away as possible from that person. Credit is bad, it has always been and will always be. Now another bad thing about having credits is the bad reputation.

It is often the case that people with bad credit history are hounded by credit card companies, loan companies and banks. But the thing i
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How Can i Fix my Credit?

July 28, 2011 5:00 am Published by

Question by quel2024: How Can i Fix my Credit?
I need to get my credit fix. Does anyone know about a good way to do it and not expensive?

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Best answer:

Answer by Reena
The only way to fix your credit is to pay your bills on time, especially your credit card bills and to make sure that you don’t max them out.
Pay them down or completely off, never miss a payment and your credit will fix it self.

Sorry… you can’t just pay some Co. some money and expect them to perform some kind of vodoo and give you back your credit report with a score of 850…. If it was that easy we wouldn’t need Credit Reports to prove that we can handle our finances.

What do you think? Answer below!



how can you get a loan? to fix credit?

July 27, 2011 5:00 am Published by

Question by samantha r: how can you get a loan? to fix credit?
i have bad credit- a defaulted car loan from 6 years ago-they repo the car, but since last month i was paying on it for 2 years, and a couple of other items that i am paying for that are in collections

i want to try to get a loan, so i can just pay these off, and by having that loan, use it to establish good credit by paying it on time, withno late payments

does anyone know of loans i can try to get?
i don’t care about the interest rate, i am in a better financial situation now, i just want to pay them off, and establish good credit, the rates don’t matter, i can always refinance the loan at a later time

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Best answer:

Answer by bdancer222
Bad idea to take out a loan to fix bad credit. The interest rate will be high.

Instead work on paying it all off yourself. Make a strict budget. Eliminate all the extras — eating out, new clothes, cell phone, etc. Put every penny you can squeeze out of the budget on the highest interest rate debt, while paying the minimum on the rest. When the highest interest rate debt is paid off, move to the next one till they are all paid in full.

You should be able to do it within 2 or 3 years.

Know better? Leave your own answer in the comments!