Categories for Fixing Credit

I have bad credit and want to fix it myself?

January 21, 2012 6:00 am Published by

Question by gabriel i: I have bad credit and want to fix it myself?
I am 30 years old and I have bad credit for many different reasons. I would list my excuses but it does not matter. I really want t to fix my credit. I have like 4 good accounts and the rest (12-15 accounts) are bad. They are all in collections and I have already talked to a person who specializes in fixing credit. I want to avoid paying them so much money to fix my credit. My mother may help me fix my credit by fronting half of the money. I will be paying off my truck later this year and have around 400+ dollars a month. What are some ways that I can contact the credit collectionns myself and making arrnangents? I can print my credit report and do this myself if needed? any advice?

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Best answer:

Answer by infiniti’s cousin
start paying everything on time, call each company and set-up a payment plan and after a few months of on time payment you can ask to have the negative items removed off your report

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Q&A: Anyone know which is the best way to fix your credit?

January 19, 2012 6:00 am Published by

Question by sonianrodriguez30: Anyone know which is the best way to fix your credit?
I want to fix my credit. I notice that me doing it on my own is a littler harder than expected. Anybody knows any good company that deals with fixing credit they can recommend or any other good suggestion? Please help

Fast Credit Repair
Best answer:

Answer by rhsaunders
There are numerous credit couseling agencies available, but I have dealt with none so can make no recommendations there. The basic advice is to pay your bills, in full and on time. That will fix it quickly enough.

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January 18, 2012 6:00 pm Published by

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Credit Secrets: How To Erase Bad Credit

January 17, 2012 6:00 pm Published by

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Need help fixing credit….dont know where to start….this is all so frustrating!!!!?

January 16, 2012 6:00 am Published by

Question by sugarbeet23: Need help fixing credit….dont know where to start….this is all so frustrating!!!!?
Here is my situation: I am about 8k to 10k in debt, with really bad credit. 90% is medical bills that I could not help because I had no insuranse. The rest is unpaid bills like cell phone, electric co. etc, and 1 credit card that is wriiten off as “bad debt”. I’m only 23 and i want to fix this so I can buy a home, car, and start buliding credit again. If I just start paying them off with what I can afford monthly (which would only be about $ 200 at most) thid would take years to start rebuilding. Im also getting married next year with no one to help pay for it, my fiancee’s credit is just as bad. What is the best thing for me to do to be able to at least buy a home? I don’t want to be in my 30’s and still living paycheck to paycheck. ive heard of debt consolidation loans, but if you need decent credit to get a loan, how to you obtain one. I know there are alot of scams that would take advantage of a person in my situation and I want to find a reputable company to work with. help!!!

Fast Credit Repair
Best answer:

Answer by snvffy
Go to www.daveramsey.com and get his book. “The Total Money Makeover”

READ IT TODAY. It has good advice about getting out of debt, which is the first step to rebuilding credit. But it will change how you think about money.

Good Luck

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