Categories for Fixing Credit

How do I go about fixing my credit and paying off all my debts if I have not keep track of them?

May 6, 2011 5:00 am Published by

Question by Making changes: How do I go about fixing my credit and paying off all my debts if I have not keep track of them?
I am currently trying to get my life back on track and recover from a disastrous past when it comes to financial matters ( and some personal problems). I am not sure where to even begin to try and pay off all my debt since did not keep track of anything.

Any advise would be helpful. I am trying to avoid filing for bankruptcy or going with one of those credit repair places.

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Best answer:

Answer by wizjp
Start with a copy of your credit bureau report. That should point out the problems that lenders will see.

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Q&A: Can someone please give me the name of a company that can LEGALLY help with fixing my credit report?

May 3, 2011 5:00 pm Published by

Question by 000000: Can someone please give me the name of a company that can LEGALLY help with fixing my credit report?
I have heard of companies that can work on fixing your credit report and raising your score I just would prefer to do it legally if that’s possible.

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Best answer:

Answer by Jimmie
You can fix it yourself.
Go to this site and get your 3 credit reports and then you can deal with any errors or stuff that needs to be updated. It is all free
https://www.annualcreditreport.com/cra/index.jsp

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How do I go about fixing my credit after filing chapter 7?

April 27, 2011 5:00 pm Published by

Question by marylou6996: How do I go about fixing my credit after filing chapter 7?
I filed chapter 7 back in 2004 and I checked my credit score and it is 645. I am looking to purchase my first home by the end of summer this year and I want to make sure that I am able to get a loan. I have heard that it is hard to get a loan if you have filed chapter 7. Any and all information is greatly appreciated.

Fast Credit Repair
Best answer:

Answer by phorwanted
Before you start shopping for that home get pre-qualified. Shop around for a lender that will qualify you with the lowest possible interest rate. Your credit score is not hurt by shopping for a home loan as it was in the past. Once you are qualified for a loan you will know how much house you can afford and hopefully you won’t be disappointed when you find that your “dream house” is out of reach.
Look for the cruddiest house on the nicest street. You will get a bargain and by simply cleaning/repairing the from the street view you will build quick cheap equity and your neighbors will love you.

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