Author Archives for Tim Van Dalsum

How These Simple Steps Can Help You Protect Your Credit Score

August 3, 2010 7:36 pm Published by Comments Off on How These Simple Steps Can Help You Protect Your Credit Score

Your credit score is an extremely important and influential number. If this score is not ideal then you may need to use credit repair steps to raise your credit score. Once you have this score where you want it, you will need to take some steps to protect your numbers. Credit repair is important, but once this is done you will also need to practice credit score protection methods and techniques as well. Budgeting, smart financial planning, proper organization, and changing your spending habits are all steps that you can take to keep your credit score high, once you have it repaired. You will also need to monitor your credit reports and scores to ensure that no mistakes occur and to prevent or detect any identity or credit fraud.


Persistence Pays Off To Repair Credit Score

August 1, 2010 7:35 pm Published by Comments Off on Persistence Pays Off To Repair Credit Score

Your credit score is a very important part of your financial health. When you default on loans or miss monthly payments you are endangering your borrowing power. Any time you apply for credit of any kind, the lender first checks your report to get an idea of how responsible you are in repaying your debts. A low score could result in denial of the application or a high rate of interest in the repayment plan. Therefore it is important to take steps to repair credit score reports as soon as possible.


How To Increase Your Credit Score

July 31, 2010 5:05 pm Published by Comments Off on How To Increase Your Credit Score

Your credit rating is among one of the most important things in your life. It will determine your future. And your life can be more fulfilled if your rating is high. You need to find out how to increase your credit score to make your future brighter.


Mistakes To Avoid With Your Credit Score

July 27, 2010 2:39 pm Published by Comments Off on Mistakes To Avoid With Your Credit Score

Knowing how to avoid mistakes, when it comes to your credit score, can be the difference between an ideal score and a poor score. Some of these mistakes can be hard to detect, and may even seem like the exact opposite of mistakes! But you need to make sure that you are fully informed before making any serious decisions. Making big mistakes, like the one I'm about to reveal, can cause your credit score to drop significantly. This can then lead to less-than-favorable credit terms or loan offers when you do decide to apply. The big mistake that I'm referring to is applying for many different credit accounts or loans within a short period of time.