Question by diablo1974: I need financial help recovering from a divorce. How do i go about resolving my debt, and repairing my credit
Bankruptcy is not an option. I heard good things about Dave Ramsey….
Fast Credit Repair
Best answer:
Answer by mldjay
Dave Ramsey is great. He states most people aren’t bankrupt they are just scared. You are probably a little overwhelmed with the divorce and scared.
Read his book The Total Money Makeover and start working his plan. His book is VERY easy to understand and read. He explains money and finances to normal people not in CPA language. We have been using his budget for over 1 1/2 and it is going great. We are reducing our debt and we have plans for when we are debt free.
On his website you can listen to his show (archive or live) or you can find a radio show in your area and listen. But I still suggest you get his book because all the details will be in there and if you are like us you will reference back to it when you make decisions on purchases, etc. All his forms are in the back of his book also. You can get some of the forms on his website.
Update: If you use Ramsey’s plan your credit will improve because you are paying off your debt and establishing a good payment history. That is the smartest way to do it. There isn’t a product that will automatically fix your credit rating. You will grow and mature as an adult by “pulling yourself up by your boot straps.”
Good luck!
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