Q&A: Fixing Horrible Credit: Need Tips and Tricks?

Question by Mary: Fixing Horrible Credit: Need Tips and Tricks?
I am trying to fix my horrible, terrible credit and I am working with a credit counselor to pay off my debits. In the meantime, what else can I do to increase my credit? Like, my friend says that whenever I use my debit card, I should choose credit instead of debit. What other ideas to you have?

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Best answer:

Answer by Joe S
The only way to repair your credit is to build your profile again.

1. ALWAYS pay your bills on time so they don’t report you.

2. If you have a credit card try and pay it off at the end of each month.

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