Question by Dottie: Is lowering my credit cards below 50% the only thing I need to do to raise my credit score?
I have credit scores of 590(experian), 597(equifax), and 612(transunion). I have 13 accounts in good standing (5 of these are paid off accounts still listed) and 2 negative items on my reports. 1 of the negative is bankruptcy which was all medical bills and the other is I trouble with about 2-3 payments on one account over 30 days late. I kept in touch with the company because of an unexpected financial situation about 5 months ago.
I am back on track of paying everything on time and wondered what else I need to do to raise my scores.
Thank you!
My 5 accounts are closed, they are just listed as $ 0 balance, how much the account was, installment type, and the terms of each agreement. When account opened and closed.
Fast Credit Repair
Best answer:
Answer by Ricardo C
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