Question by rottie mommy: I am in the process of fixing my credit so I can buy a home. Would it be easier to deal with the creditors?
myself and go through the negotiation process or allow a debt counselor to help me out?
If you choose the debt counselor can you please give me a few names as to some good agencies to go through and if you have ever been through this process can you give me some good tips that I can use.
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Best answer:
Answer by Joken
It is not that hard to do it yourself, Save the fee the debt counselor will charge and use it towards one of your debts. Keep in mind that if you do negotiate with your creditors for a lower amount than you owe that you will end up paying taxes on the amount not paid.
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