Question by : how to fix credit asap?
i need to fix my credit i think i have the wrong stuff on my report and anything thats on there i must have paid
Fast Credit Repair
Best answer:
Answer by Dixie Darlin’
Under the Fair Credit Reporting Act you have the right to dispute any inaccurate information on your report.
Generally, disputes must be filed in writing. According to the FCRA, a credit bureau has 30 days to investigate a dispute raised regarding possible inaccuracies on a consumer’s credit report. The bureau must then give you the written results and a free copy of your report if the dispute results in a change.
You can go to http://annualcreditreport.com and get a free credit report once a year from all three big bureaus. Once you have the report sit down and highlight any inaccuracies.
Then you can open a dispute up through the credit bureaus website. You will have to dispute whatever items are incorrect with every credit bureau that is reporting the error.
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