Question by Cheyenne: repairing credit?
I just tried to get a new car & my interest rate came back as 15%. I only have 2 outstanding accounts both under $ 200 and one is a medical bill. I will pay those off asap but what else can I do to repair my credit. I don’t have any credit cards. Is that a bad thing? The only open account I have on my credit report is my car payment which has NEVER been late.

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Best answer:

Answer by montelpaige
I would check with different dealers and I would also wonder if you should wait until the accounts are taken care of first.

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