Question by agape abba: What are the most effective secured credit cards for use in repairing ones credit score?
I understand, by making one minimal purchase of below 10% toward its limit on such a card, paid to zero before billing each month is ideal. Also, I suppose the higher the limit the better. Any experienced advice?
Thank you,
rdc
Fast Credit Repair
Best answer:
Answer by Judy
The number is 30%.
Never go over 30% of your available credit.
Higher limits, better.
Pay for things you need like food and gas, and pay in full each month when the statement comes in.
You will never pay a penny interest and achieve 800+ scores from using credit cards alone. I am proof.
Get 2 credit cards.
Find one that gives you cash back on gas or purchases.
Secured cards to dont affect your scores until you use them well for 6 months.
Do you have a checking account?
Ask them to send you a visa card attached to the checking – easiest to get.
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