Fast Credit Repair
by connie5001

How To Repair Credit After Credit Card Theft

With a growing number of credit threats, now more than ever, people need to be concerned with the accuracy of their credit reports. Identity theft is the leading cause of bad credit. People are increasingly becoming victims, which leaves them with a bad credit rating.

The first step in getting your credit back on track is to obtain a copy of your credit report. You may not even know if your identity has been stolen unless you take a look at your credit report. Faulty purchases do not always turn up as suspicious behavior. If your credit is compromised by someone else using your credit cards, there are a few things you can do to get those purchases taken off your credit report.

Let us say you are looking over your credit report and you find some questionable items. You should clearly identify each item in your report you wish to dispute and write a well-documented dispute letter to the credit bureaus. They are required by law to investigate your credit report and remove any items that they cannot verify with proof.

Also make sure to keep good notes on each detail of your dispute for your own records. If the credit bureau fails to delete those questionable entries on your credit report, you can always resubmit your dispute. If you truly believe that something is incorrect on your credit report, be persistent. Nowadays, your credit rating is just as, if not more important than actually having money when you want to make a costly purchase.

Fast Credit Repair

Find More Repairing Credit Articles