How to fix credit score of 450?

Question by Nichole W: How to fix credit score of 450?
I have tried all the internet quick fixes and nothing has worked. I became very ill and had no insurance and it killed my score, and suggestions?
Last year I became sick and was only able to pay my current bills, ie, rent, utilities, child care etc. no junk spending. Once the medical bills hit it was to late. I then took on raising my 2 nephews with no extra income and was unable to apply for assistance as they said my income was to high

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Best answer:

Answer by sandia m
Can you add details on how your score is so low?
This is what confuses me. Some people say don’t pay others say pay..
I hope this country decides to give us better health care options! It’s getting ridiculous!
If I were to become sick or needed to see a doctor, this will break me as well! And yes, I am employed full time too!

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