Question by g: How long will it take for my credit score to raise as I pay off each credit card?
I’m working on raising my credit score…I have a few credit cards and have paid off one completely. Does your credit score raise immediately or does it take time? How long?

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Best answer:

Answer by bdancer222
About a third of your score is based on the ratio of credit card debt to limit. Carrying balances of 30% hurts your score; 50% takes a big bite; 90% kills your score. As you pay off your overall credit card balances below those percentages, your score will improve.

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