How can I raise my credit score by 50 points?

Question by GO Saints!!: How can I raise my credit score by 50 points?
I recently got my student refund money from school for this semester on September 5 and I paid off all of the debt that me and my husband owe on September 6(about $ 6,000 worth). We are trying to buy a house, but in order to achieve that goal our credit score has to be 50 points higher than what it is already to even get approved for a loan. We pay our bills on time and now we don’t have any debt. When will we see our credit score raise drastically, or what are some tips to speed up the process?

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Answer by kyle gilbert
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