Question by Joseph S: Fixing credit with collection account ?
I have 2 accounts that are negative on my credit report but are past the sol for collection. Should I offer something on these so they stop reporting negative and how much
Fast Credit Repair
Best answer:
Answer by Here’s to You!
No, leave them alone and let them age out. You can offer a “pay for delete” settlement, but the creditor has no obligation to accept your offer. Besides, making an offer this late in the game could denote desperation on your part. The creditor might decide to up the ante.
The older a derogatory trade line is, the less impact it has on your credit scores.
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