Fixing credit with no debt?

Question by : Fixing credit with no debt?
Is there any way to fix a credit score after all debts have been paid off? Is there any way to pay to have negative marks removed after you’ve become financially stable…I don’t want to wait 7 years!

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Best answer:

Answer by klee
Do you still have your credit cards open? I would cancel them all so you dont get back into what you were into, but leave one open. Slowly build your credit back by making small purchases and paying it each month.

Use it for gas or food. Take the set amt of money out of your account that you normally use for these items, put them in an envelope to hold til your statement, that way you have the cash in hand to pay the card off each time.

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