Question by emmmay61: Bankruptcy and fixing credit?
I filed Bankruptcy (Chapter 7) in 2002 – after a divorce. I then had to file Bankruptcy (Chapter 13) in 2007 because of a foreclosure on my home. I’m one month from finishing the Chapter 13. Is my credit screwed for the rest of my life? What can I do to begin to increase my credit score.
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Best answer:
Answer by breasia
I should think that you have learned a thing or two from these bancruptcies.
This is what I would do to come back on my credit:
1. Do not take on any obligations that you are not totally comfortable paying off. Perhaps it would be best to not take on ANY new obligations-period- for the time being.
2. Pay all small bills, such as utilities, the moment you get them.
3. Cut up all credit cards, if you have any.
Good luck.
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