Question by sugarbeet23: Need help fixing credit….dont know where to start….this is all so frustrating!!!!?
Here is my situation: I am about 8k to 10k in debt, with really bad credit. 90% is medical bills that I could not help because I had no insuranse. The rest is unpaid bills like cell phone, electric co. etc, and 1 credit card that is wriiten off as “bad debt”. I’m only 23 and i want to fix this so I can buy a home, car, and start buliding credit again. If I just start paying them off with what I can afford monthly (which would only be about $ 200 at most) thid would take years to start rebuilding. Im also getting married next year with no one to help pay for it, my fiancee’s credit is just as bad. What is the best thing for me to do to be able to at least buy a home? I don’t want to be in my 30’s and still living paycheck to paycheck. ive heard of debt consolidation loans, but if you need decent credit to get a loan, how to you obtain one. I know there are alot of scams that would take advantage of a person in my situation and I want to find a reputable company to work with. help!!!
Fast Credit Repair
Best answer:
Answer by snvffy
Go to www.daveramsey.com and get his book. “The Total Money Makeover”
READ IT TODAY. It has good advice about getting out of debt, which is the first step to rebuilding credit. But it will change how you think about money.
Good Luck
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