Question by brownsugar: Is cleaning up your credit, consist of filing banckrupcty. Im thinking of repairing my credit?
so Im wondering is filing banckrupcty the same as getting rid of bad credit or I would have to take care of those old depts??
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Best answer:

Answer by Ryan M
Bankruptcy will KILL your credit for 7 years. In the eyes of someone who is looking to lend you money, having a bankruptcy on your credit report is the ULTIMATE form of “bad credit”

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